€œWhen I designed Debt Quencher, I wanted it to be as simple as possible to understandâ€?User experience is everything.â€?/em>ĭebt Quencher is a supremely practical app that lacks the advertisements and distractions of similar debt management programs. This instant feedback was a critical part of the design.â€?/p> “Other packages had so many steps â€?the process felt cluttered. Debt Quencher shows you everything you need to know on a single windowâ€?I wanted to see if I could pay off my debt in as few payments as possible, so I designed the interface to allow me to watch the payoff date as I tossed just a bit more money at the debt. €œWhen I designed Debt Quencher, I wanted it to be as simple as possible to understand,â€?Hoctor said. You keep paying the same amount each month, but your payoff accelerates as you pay off each credit card balance.â€?/p> “Pay off two cards and now you have both those amounts applied to another card payoff. €œWhen you pay off a credit card, you apply that amount to the next one on your list,â€?he said. €œThe goal was to quickly show how paying the minimum amount would play out and how much faster you could get out of debt by using one of the other methods.â€?/em>įollow any of the plans and you’ll start to see a snowball effect, Hoctor said. €œThe goal was to quickly show how paying the minimum amount would play out and how much faster you could get out of debt by using one of the other methods,â€?Hoctor said. The “savingsâ€?column illustrates just how much money the user will save if they choose another method and pay more than just the minimum payment (which is generally the worst way to get out of debt). The program then recommends the most cost-effective plan for the user’s unique debt situation. Don’t forget to add additional payments on top of your minimum payments, or you’ll be stuck in debt forever!
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